We offer fixed-rate home equity loans and variable rate home equity lines of credit. In addition to offering you some of the best interest rates around and low fees, we also provide superior service to ensure that you are completely satisfied.

Our home equity loans or lines can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:

• Improving your home
• Purchasing a vehicle
• Affording a much needed vacation
• Paying off medical bills
• Funding education
• Consolidating debt
• Paying off a credit card balance while lowering your cost of borrowing

Products & Programs

• Fixed Rates (with flexible terms)
• Adjustable rates (with Prime Rate as index)
• Up to 80% loan to value
• 10 year line

Products & Programs

• Overdraft Protection Account—Allows you to cover the unexpected opportunity or the occasional overdraft
• Flexible line amounts
• Competitive interest rates

Please call the bank at 773-239-2265 for an application. 

We created the Everyday Loan so that when you need to cover an unexpected expense such as car repairs, house repairs, or any other short-term financial emergency, you can.

Features

• Fixed rate loan with quick decision process
• Loans available from $500.00 to $2,500.00
• Loans can be paid off in 12 or 24 months
• Competitive rates - lower than most credit cards or other fast cash loans

 Please call the bank at 773-239-2265 for more information or to apply.

Offer subject to change. 1. The Annual Percentage Rate (APR) is a fixed rate that's based off the Prime Rate reported in the Money Rates section of the Wall Street Journal (the "WSJ Prime") plus a margin, at the time the loan is made. Repayment term examples are 12 monthly payments of $43.55 for $500 borrowed or 24 monthly payments of $113.35 for $2,500 borrowed. See the bank of details. Applicant must meet underwriting guidelines.

Products & Programs

• Flexible terms
• Quick turnaround
• Competitive rates
• New or used vehicles

Please call the bank at 773-239-2265 for an application.

Thinking about purchasing or refinancing a home? We have a full-service mortgage team to assist you. Our products can be custom-designed to meet your individual needs, and they feature some of the most competitive interest rates in the marketplace. We also provide superior customer service with a personal touch.

Products:

• Pre-qualifications
• Fixed-rate mortgages with various terms
• Adjustable-rate mortgages
• Jumbo loans (loan amounts up to $6 million)
• Government loans (FHA, VA – including reverse mortgages)
• First-time homebuyer programs
• Interest-only loans
• Reduced-documentation loans
• Second home and investment property loans
• Second mortgage programs
• Expanded products for unique property types, credit situations, etc.
• Superior service enabling a quick close

Refinancing our mortgage...

Our mortgage and banking professionals are here to guide you through the refinancing process and make your experience as easy as possible.  Depending on your current mortgage or home equity situation, refinancing may be an attractive option.

By refinancing, you may be able to: 

• Lower your current rate
• Extend repayment period
• Reduce risk
• Lower your current payment

Learn More

Have questions about your mortgage needs? Contact us and we will put you in touch with one of our knowledgeable mortgage loan specialists.

Residential Mortgage loans are provided by Wintrust Mortgage. Wintrust Mortgage is a division of Barrington Bank and Trust Company N.A, NMLS # 449042,  an affiliate of Beverly Bank & Trust.