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Establish a program at Beverly Bank & Trust that allows your money to grow, while letting our services take care of your banking needs.  Whether you are looking to open a new checking account, save for your future, or add to your current portfolio,
Beverly Bank & Trust has a program for you.

Traditional Checking

  • May be opened with an initial deposit of $100.00
  • There is no daily minimum or average daily balance requirement to avoid a monthly service charge
  • No limit to the number of checks that may be written per month and there are no charges per check written

 

College Checking Account

We designed an account to help young adults handle their finances and provide peace of mind to parents. We call it our “3C” College Account. It offers everything your high school or college student needs for financial security, including a Checking Account and a Cash Card. 

Features and Benefits

  • FREE Checking Account with no minimum balance and no monthly fee1
  • NO ANNUAL FEE ATM or MasterCard debit card2
  • Free access to SUM and MoneyPass ATMs in the Chicagoland area 3
  • FREE imaged checks with CheckManager Plus®
  • FREE 24/7 account access with Online Banking
  • FREE Bill Pay or Account Alerts
  • A special Automatic Transfer feature so parents won't have to write allowance checks

1Other qualifications and service charges may apply. See bank for details. ²Subject to age and other qualifications. See bank for details. 3Foreign ATM transaction fees may apply.

Interest Checking Account

Whether you've just moved to the area or are a longtime resident, the Interest Checking Account offers a whole bundle of benefits that have no fees. You can utilize some or all of the following benefits:

  • An interest-bearing checking account
  • May be opened with an initial deposit of $250.00
  • Minimum daily balance of $250 to avoid a monthly service charge1   
  • No limit to the number of checks that may be written
  • NO ANNUAL FEE ATM or MasterCard debit card
  • Free access to SUM and MoneyPass ATMs in the Chicagoland area
  • FREE imaged checks with CheckManager Plus®
  • FREE Online Banking and Telebank
  • FREE Bill Pay
  • FREE Quicken and Microsoft Money download capabilities

1A $9.00 maintenance fee will be imposed every month if the daily balance falls below $250

 

 

PlatinumPreferred® Account

Our PlatinumPreferred Account® offers a bundle of checking products and services designed to meet the needs of folks age of 50 and older.

 

Features/Benefits

  • Totally free interest bearing checking3
  • No minimum balance and no monthly fee1
  • Tiered account interest - the higher the balance, the higher the rate
  • FREE specialty imprinted checks for life2
  • NO ANNUAL FEE ATM or MasterCard debit card
  • Free access to SUM and MoneyPass ATMs in the Chicagoland area
  • FREE traveler's checks, money orders and cashier's checks
  • FREE imaged checks with CheckManager Plus®
  • FREE Online Banking and Telebank
  • FREE Bill Pay
  • FREE Quicken and Microsoft Money download capabilities

1 Penalty fees, such as overdraft charges, and fees for special services may apply. 2 Limitations apply on type of check and quantity ordered. 3Platinum Preferred Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded monthly and credited to your account monthly.

Statement Savings Account

  • Initial deposit of $200 required to open account
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly service charge1
  • Interest is compounded and paid quarterly
  • Statements conveniently combined with your monthly checking statement or sent quarterly
  • Transfer funds as needed to your checking account with Telebank or FREE online banking

1A $5.00 maintenance fee will be imposed every quarter if the daily balance falls below $200.00 any day of the quarter

Passbook Savings Account

  • Minimum Daily Balance requirement of only $200 to avoid a quarterly service charge1 
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded and paid quarterly

1A $5.00 maintenance fee will be imposed every quarter if the daily balance falls below $200.00 any day of the quarter

Junior Savers Club Account™

The Junior Savers Account is a Savings Account designed to teach children and young adults ages 0 to 18 the rewards of saving. The benefits of a Junior Savers Club Account are:

  • No minimum balance and no service fees
  • A free piggy bank to remind them that it pays to save every little bit!
  • Our exclusive "Beverly Bucks" gift certificate each time the account balance exceeds its previous high balance by $100
  • Junior Savers are eligible for a number of other fun benefits

 

Upcoming Events

Many exciting Junior Savers events are planned for the upcoming year, including:

  • Back-to-School Celebration
  • Halloween Pumpkin Patch
  • Santa's Holiday Special

Junior Savers Club Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded quarterly and credited to your account quarterly.

Money Market II Account

Our Money Market II Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Minimum Daily Balance of only $2,000.00 to avoid a monthly service fee1
  • Higher interest rates than a typical Savings Account
  • Unlimited deposits and up to six preauthorized debits at no charge
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE Online Banking and Telebank

1A $10.00 maintenance fee will be imposed every month if the daily balance falls below $2,000.00 any day of the month.

Money Market Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded monthly and credited to your account monthly.

 

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms:

  • 3 Months
  • 6 Months
  • 9 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1000.00.

 

 


It's Easy To Open This Account

Fill out and submit this application form or come see one of our friendly personal bankers. Also check out our overdraft protection option. Please contact us if you have any questions.