- Who We Are
- What We Offer
- Solutions for You
- Commercial & Institutional
When you're just starting out, defining your financial goals can be difficult, just like reaching them. Defining your goals can be a process and they may change over time. We want to help you begin your financial journey, set goals and achieve them, whatever they may be. Check out some of our solutions below that are just right for those just starting out.
Whether you've just moved to the area or are a longtime resident, the Interest Checking Account offers a whole bundle of benefits that have no fees. You can utilize some or all of the following benefits:
1A $9.00 maintenance fee will be imposed every month if the daily balance falls below $250 any day of the month.
Interest Checking Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded monthly and credited to your account monthly.
1A $5.00 maintenance fee will be imposed every quarter if the daily balance falls below $200.00 any day of the quarter
Our Money Market II Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.
1A $10.00 maintenance fee will be imposed every month if the daily balance falls below $2,000.00 any day of the month.
Money Market Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded monthly and credited to your account monthly.
We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms:
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Minimum balance to open a fixed-rate certificate of deposit is $1000.00.
Our Overdraft Protection Account allows you to cover the unexpected opportunity or the occasional overdraft.
• Fixed interest rates
• Flexible line amounts
• Requires credit approval
Call 773-239-2265 for more information or talk to one of your friendly personal bankers at your nearest Wintrust Community bank
We created the Everyday Loan so that when you need to cover an unexpected expense such as car repairs, house repairs, or any other short-term financial emergency, you can.
|Loan Term||Loan amount||interest rate||current % apr1||monthly repayment|
|12 months||$500.00||Prime + 5.00%||8.25%||$43.55|
|24 months||$2,500.00||Prime + 5.00%||8.25%||$113.35|
Please call the bank at 773-239-2265 for more information or to apply.
Offer subject to change. 1. The Annual Percentage Rate (APR) is a fixed rate that's based off the Prime Rate reported in the Money Rates section of the Wall Street Journal (the "WSJ Prime") plus a margin, at the time the loan is made. Repayment term examples are 12 monthly payments of $43.55 for $500 borrowed or 24 monthly payments of $113.35 for $2,500 borrowed. See the bank of details. Applicant must meet underwriting guidelines.
Please call the bank at 773-239-2265 for an application.