Deposit Rates

NOW Account, Money Market and Savings Rates

Rates As Of March 5,2010

 Account Type  From  To  Interest Rate  APY
Traditional & College Checking  $0  $999  N/A  N/A
NOW Accounts  $750  $2,499  0.05%  0.05%
   $2,500  $24,999  0.05%  0.05%
   $25,000  $49,999  0.10%  0.10%
Super NOW Accounts $50,000 ABOVE  0.15%  0.15%
Money Market $0 $999  0 .10%   0.10%
$1,000 $9,999  0.15%  0.15%
$10,000 $24,999  0.40%  0.40%
$25,000 $49,999  0.90%  0.90%
$50,000 ABOVE  1.14%

 1.15%

Savings $0 $24,999  0.50%  0.50%
$25,000 $49,999  0.75%  0.75%
$50,000 ABOVE  1.00%  1.00%
Junior Savers Club $1 ABOVE  0.25%  0.25%

Fixed Rate Certificates of Deposit

Rates As Of: March 5,2010

 Regular Rate        
 Term  From  To  Interest Rate  APY
3 Months $1,000 $99,999  0.40%  0.40%
6 Months $1,000 $99,999  1.00%  1.00%
9 Months $1,000 $99,999  1.19%  1.20%
12 Months $1,000 $99,999  1.24%  1.25%
18 Months $1,000 $99,999  1.49%  1.50%
24 Months $1,000 $99,999  1.74%  1.75%
30 Months $1,000 $99,999  2.08%  2.10%
36 Months $1,000 $99,999  2.23%  2.25%
48 Months $1,000 $99,999  2.28%

 2.30%

60 Months $1,000 $99,999  2.33%  2.35%

Founders Fixed Rate Certificates of Deposit

Rates As Of: March 5,2010

 Regular Rate        
 Term  From  To  Interest Rate  APY
3 Months $1,000 $99,999  0.53%  0.53%
6 Months $1,000 $99,999  1.12%  1.13%
9 Months $1,000 $99,999  1.32%  1.33%
12 Months $1,000 $99,999  1.37%  1.38%
18 Months $1,000 $99,999  1.62%  1.63%
24 Months $1,000 $99,999  1.86%  1.88%
30 Months $1,000 $99,999  2.21%  2.23%
36 Months $1,000 $99,999  2.35%  2.38%
48 Months $1,000 $99,999  2.40%  2.43%
60 Months $1,000 $99,999  2.45%  2.48%

Jumbo Fixed Rate Certificates of Deposit

Rates As Of: March 5,2010

 Regular Rate        
 Term  From  To  Interest Rate  APY
3 Months $100,000+  0.40%  0.40%
6 Months $100,000+  1.00%  1.00%
12 Months $100,000+  1.24%  1.25%

Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date listed above. We may impose a penalty if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a Certificate of Deposit is $1,000.00 unless otherwise stated. Rates shown above are subject to change. Fees may reduce earnings. Please call a personal banker for additional information.

For current rate information call (773) 239-2265